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Benefits Of Jewellery Insurance

  • Posted on February 4, 2018 at 5:30 pm

Every household family in India carries gold and diamonds in form of jewellery or as a solid brick to make an investment. Probably apart from house, this is the second most precious thing in a family. Hence, to safeguard requires is Jewellery Insurance. Many people may take it as vague idea, but yes it not only gives safety but also helps in covering loss in event of any unfortunate circumstance. Jewellery insurance is not been covered by all insurance companies but a select few with the fine terms which needs to be read before declaring value and making jewellery insured.

The first and foremost benefit is of course the safety part. If a household carries jewellery worth Rs. 5 Lakh and a special occasion like marriage is due in family, its advisable to protect one from unforeseen circumstance by going in for jewellery insurance.

The process of obtaining insurance on jewellery starts with furnishing of invoice of the jewellery to the insurance company. The Insurance company then carries on valuation of jewellery by the empanelled jewellers. Once formalities done, the insurance company determine the Insured declared value. Next, comes reading and signing the declaration. Its vital to read the terms carefully as historically over 25% of the claims gets rejected in India due to faulty insurance policy or unawareness by signing on the consent form without reading the terms and conditions. It leads to not only loss in premium but also give one hassles and mental agony at the claim process. Its also advisable to take couple of snaps of the jewellery for your own record too while making them insured.

Do not follow with that insurance company which offers only the lowest premium but check the past track record in terms of claims and the service levels. Never get carried away with the low premium, there could be wide differences in the premium and claim service levels. Always, have a comparative view in respect to the multiple insurance companies and choose one which you feel is the best in service levels and claim track record.

Also, one may too get a valuation done of the jewellery through his own jeweller before going in for the insurance. As these jewellers are in this business, its best to take there advise and gives it weight for choosing insurance on the gold ornaments. Remember, insurance could act as slight expense in the beginning but it prevents one from a casualty. Take a positive side and have a peace of mind.

Winter Concerts At Spivey Hall

  • Posted on February 4, 2018 at 1:16 pm

Spivey Hall, on the campus of Clayton State University in Morrow, Georgia, is a world class concert hall. More than 400 events are presented each year at the popular venue. This winter season concert goers will be treated to a variety of musical genres including classical, jazz, and big band sounds.
On January 21 jazz saxophonist Branford Marsalis will make his debut at Spivey Hall. The Grammy award winning musician will be joined by his quartets long time pianist, Joey Calderazzo, for a memorable evening. Mezzo-soprano Susan Graham, accompanied by pianist Malcolm Martineau, will return to Spivey Hall for a performance on January 28. On January 29 Spivey Hall welcomes the big band sounds of the Glenn Miller Orchestra. Millers legacy lives on under the musical direction of Gary Tole.

February concert highlights include a performance by Europa Galante on February 4. The classical Italian chamber orchestra will feature violinist and director Fabio Biondi. On February 25 the Boston based Jupiter String Quartet will return to Spivey Hall as part of its three year Project Jupiter, a public outreach initiative to the schools and community of the south Atlanta metro area.

On March 3 Richard Morris, Spivey Halls organist in residence, will present an organ concert on the halls magnificent 4,413 pipe organ. The impressive organ, built in Padua, Italy, is the visual centerpiece of Spivey Hall. The facility has excellent acoustics, and reverberations can be adjusted by changing the halls seven movable acoustic curtains. Clayton State University will present an opera on March 30 and 31. The performance will be directed by Dr. Kurt-Alexander Zeller, CSUs director of Vocal Activity and Opera. These tickets are very reasonably priced at $10.
Pre-concert talks are offered before select performances. These 45-minute informative talks are meant to enhance the patrons musical knowledge and listening experience. The talks are free to ticket holders and are scheduled for January 22 and February 12 and 25. Patrons may also enjoy Pre-concert Dinners. These are offered at 6:30pm prior to 8:15pm Saturday performances. Attendees can park at Spivey Hall and walk over to the Harry S. Downs Continuing Education Center. They will enjoy a buffet dinner in a private room overlooking Swan Lake. The dinners are priced at $40 per person and reservations are required.

Spivey Hall, with its beautiful lakeside setting, is an elegant concert venue seating 400 people. Tickets may be purchased at the box office or online. No children under age 12 are admitted to concerts unless the concert is specifically designated as appropriate for younger audiences. Concert patrons are sure to find a performance to enjoy this winter season.

The Difference Between Bamboo Laminate Flooring And Ordinary Laminate Flooring

  • Posted on February 4, 2018 at 9:57 am

Are you thinking of having a laminate flooring in your home? Well, you actually have two options, it’s either you could go for Laminate flooring or bamboo flooring. Both of them are samples of wood flooring but they actually differ in features. This article will discuss the difference between the two. Read on.

1. Abrasion-Resistant – Laminate flooring has features that could make it abrasion-resistant. It could be used in many high traffic indoor places like the supermart and the gym. Meanwhile, bamboo flooring is the exact opposite.

2. Price Matters – In terms of price, laminate flooring is cheaper. Bamboo flooring on the other hand, is normally 3-4 times higher than that of laminate flooring. Both of them though are moisture-resistant however bamboo is way better since it could be used in the kitchen plus its swelling rate is very low.

4. Durability Counts – In terms of its durability, bamboo flooring is better compared to ordinary flooring. The latter could not be repaired if the top layer is broken since there is no layer to protect its decorative layer and support material. Bamboo flooring could still be used if its surface gets broken since there is still bamboo under the surface.

5. Formaldehyde Content – Bamboo flooring is consists of glued bamboo planks while the support material of laminate flooring consists of glued wooden fiber. Basically, this means that the content of formaldehyde in ordinary flooring is times of that in bamboo however, the latter is still safe as long as it would meet the standard of formaldehyde release.

6. Available Colors – There are plenty of colors to choose from: oak, pine, birch, cherry, birch, teak, ceramic tile, walnut, granite, marble and also including bamboo. However, the colors for bamboo flooring are natural color, carbonized colors and more.

7. Appearance – Bamboo flooring gives an all natural, comfortable and elegant feel. Regular flooring couldn’t provide such feel. However, there are some types of LF with hardwood-like appearance such as V groove type and hand scraped surface.

8. Noise – Laminate flooring is a floating kind, there will be some noise when people would step on it. Bamboo flooring on the other hand only has little noise since its installation procedure is different from regular flooring.

So now that you have already read the difference between regular flooring and bamboo laminate flooring, the decision is yours. Make sure you will weigh its advantages and disadvantages correctly to avoid regrets.

Drink Fenugreek Tea For Good Health

  • Posted on February 4, 2018 at 8:40 am

Fenugreek tea is popular where it is naturally harvested, which is in nations adjoining the Mediterranean and onwards to India. Not only is it used to augment foods but also as a very popular refreshing drink.

The beverage itself contains only the fenugreek seeds. They are easily found in supermarkets, specialty supermarkets or your local health food store. It suffices to comment that the better the quality, the better the resulting beverage.

Brewing the tea is easy – a walk in the park, even, so don’t be worried that you have to make this drink with seeds as opposed to herbs. As a general rule, use one teaspoon of fennel seeds to one cup of water. Put them in a pot and boil them for at least five minutes. If you like a stronger taste, then boil them for up to ten minutes. This is something you can play around with until you come up with your perfect cup. Now just remove the pan from the heat and cover. Leave for another ten to fifteen minutse – the same principles apply – the longer you leave it, the stronger it will become so monitor this carefully. When you believe it is ready, strain the mixture into a mug or cup. You can now throw away the seeds as they have done their job. This drink tastes good hot or cold (try it with ice and lemon when it is hot outside).

Fenugreek is a really healthy choice. It is great for digestion and anything related to the digestive process. It actually has quite a lot of fiber which is why it is often used as a laxative. The fiber swells in the colon, and helps take away toxic waste from your body. Many people drink this tea to detoxify themselves or as part of a detox program. In fact you will find that many of the teas sold as “detox teas” have fenugreek as one of the main items. It is a great tea is you have a cough or any bronchitis related problems as fenugreek helps to get rid of excess mucus in the body. It can even be used to help new mothers increase their flow of milk.

This tea can also be used as a paste to help with skin irritation, swelling and insectstings. For the paste, just mix around three tablespooons of powdered fenugreek seeds to around one quart of boiled water. Let this mixture stand and when it is cold it will be of a thick consistency. You can either buy ground fenugreek seeds for this or you can do this yourself in a grinder or kitchen machine.

With all these benefits as well as a great taste, it is obvious that fenugreek tea should take a favorite place in your kitchen.

Syamsir Want to Steal Trick of Eden Hazard

  • Posted on February 4, 2018 at 8:22 am

Young striker Indonesian All-Stars, Natural Syamsir match against Chelsea made ​​the scene to steal the science. Siregar hoping to gain knowledge of the mercurial midfielder Chelsea, Eden Hazard.

In the eyes Siregar, Hazard complete player with skill. Although still young, the former Lille player has managed to penetrate the main team of the Blues. Siregar want to learn the speed and technique possessed Hazard.
“Although Chelsea are not favorites. However, I like to Hazard. He is young and fast players. Hazard has high techniques,” said the Manchester United fans.

Despite facing an opponent whose class in the Indonesian All-Stars, it did not make discouraging dropout mentality SAD Uruguay’s players. Siregar hope, Indonesian All-Stars could provide fierce resistance in the presence of Jose Mourinho’s side are.

Players that play for DC United’s asking Indonesian All-Stars squad can reap the experience during a duel contra Chelsea. According to him, the match against the European team can be the parameters to measure strength.

“Hopefully (offset Chelsea). Against Chelsea, we should be able to take a good lesson. Could be a lesson to achieve the best results going forward. Together we must learn in this game,” revealed Syamsir proceed.